Roofing Supplements in 2026: Recovering What Satellite Estimates Leave Behind
Carriers are writing 2026 initial estimates from satellite imagery — and leaving 35-50% of the job cost on the table. Here's how to build a supplement that gets paid.
Step-by-step guides on Xactimate, ESX files, price lists, and supplement strategy — written for contractors, adjusters, and supplementers — plus the free tools that put them to work.
Check an ESX file's structure before you import it.
Validate a fileSee which line items are at risk of being re-priced on import.
Check reprice riskPlain-English definitions of the terms you run into on a claim.
Browse termsEstimate what automated conversion saves you per year.
Project your savingsCarriers are writing 2026 initial estimates from satellite imagery — and leaving 35-50% of the job cost on the table. Here's how to build a supplement that gets paid.
The step-by-step guide to turning an insurance scope PDF into an import-ready Xactimate ESX file — the workflow, the pitfalls, and how to verify the result.
The anatomy of a Xactimate ESX file: document structure, line items, price-list stamps, CAT|SEL codes, and activity variants.
Your ESX file imported into Xactimate and the total came back different? Imports reprice against the current price list — here's why totals move and what to do about it.
Xactimate price lists lag 1-3 months behind real material costs. On a 30-SQ roof, that gap is roughly $1,847 in lost margin — here's how to recover it.
The 25 most commonly missed roofing line items on insurance claims — with Xactimate SEL codes, IRC references, and typical cost impact of each.
What roofing contractors need to know about Xactimate ESX files: what they are, how they work, why they matter, and how to generate them fast.
How the PDF-to-ESX conversion pipeline works: OCR extraction, SEL code matching, AI line-item parsing, structure assembly, and export — PDF to Xactimate file.
Step-by-step guide to building winning insurance supplements: line-item identification, code matching, depreciation arguments, and O&P qualification.
Complete guide to Xactimate pricing: how price lists work, what SEL codes mean, why regional pricing varies, and how to maximize claim settlements.
From AI damage detection to automated supplement building, AI is reshaping roofing claims. Here's what's real, what's hype, and what's coming next.
How roofing contractors maximize profit on every claim with accurate estimating, strategic supplements, and automated profit calculation tools.
How enterprise roofing contractors and supplement companies process hundreds of estimates per week with batch conversion, API access, and white-label options.
How AI-powered Photo-Scope works: upload roof photos, AI identifies hail and wind damage, and generates a complete Xactimate scope with SEL codes.
Complete guide to the ESXPress affiliate program. Earn 20% recurring commission by referring roofing contractors, supplement companies, and public adjusters.
F9 notes are where supplements are won or lost. Here's what they are, the four justification categories that make them work, and the IRC citations.
The number on the insurance estimate is not the number you have to work with. Learn the real O&P math — including the $2,000 → $400 → $1,600 example.
A deep dive into the .esx format: document structure, CAT|SEL codes, price-list linkage, and the rules Xactimate checks before import.
Convert a carrier scope PDF to an import-ready .esx in about two minutes — then read the guides above to get every legitimate line item paid.